Achieve (formerly FreedomPlus) is a personal loan lender that provides financial assistance to individuals needing funds for various purposes such as debt consolidation, home improvement, or unexpected expenses. With loan amounts ranging from $7,500 to $40,000 and repayment terms of 24 to 60 months, Achieve offers a flexible and convenient solution to meet the financial needs of its customers. The application process is straightforward and can be completed online in minutes. Achieve does not have a strict credit score requirement, which makes it accessible to a broader range of borrowers. However, a higher credit score can increase the chances of loan approval and result in a lower interest rate.

Achieve is committed to providing excellent customer service and ensuring each customer has a positive loan experience. The company is dedicated to helping its customers find the right loan solution to fit their financial situation. However, it's important to note that Achieve has received mixed customer reviews, with some praising the easy application process and helpful customer service. In contrast, others have raised concerns about high-interest rates. Achieve (formerly FreedomPlus) personal loans can be suitable for those looking for quick and flexible financial assistance. It's essential to consider all the factors, such as interest rates, loan terms, and repayment options.

Loan Offerings

A wide variety of purposes, such as the consolidation of current debt, the construction of home improvements, and the payment of unplanned expenditures, are all eligible for personal loans via Achieve. The amount of money that may be borrowed can range anywhere from $7,500 to $40,000, and the period required to repay the loan can go anywhere from 24 months to 60 months. The interest rates made available by Achieve are fixed, which means that the rate you get when you apply for a loan will remain the same for the whole period of your loan, regardless of how long it takes to pay off your loan.

Application Process

The application process for a personal loan from Achieve is quick and easy. You can apply online in just a few minutes, and Achieve will provide you with a loan decision in as little as 24 hours. To apply for a loan, you must be a US citizen or permanent resident at least 18 years of age. You will also need proof of income, employment, and a valid checking account.

Achieve does not have a minimum credit score requirement, but a higher credit score will increase your chances of approval and may result in a lower interest rate. Once you have submitted your application, Achieve will conduct a soft credit pull to determine your eligibility for a loan. If approved, Achieve will provide you with a loan offer, and you will have the opportunity to review the terms and conditions before accepting.

Customer Reviews

Customers have shared a wide range of comments and opinions on Achieve. The application process was quick and straightforward, and borrowers received the cash necessary for their loans promptly, as stated in the testimonies supplied by a subset of the individuals who took out loans. Others have said that the customer service that Achieve offers is helpful and flexible enough to meet their needs. However, some customers have also stated that they received high-interest rates, despite having strong credit and that Achieve's loan conditions could have been more attractive than those offered by other lenders. These customers believe that this is because Achieve does not perform credit checks on its customers. This is the case despite the fact that Achieve has an excellent reputation among its clientele.

Conclusion

Achieve is a personal loan lender that offers loans for various purposes, including debt consolidation, home improvement, and unexpected expenses. Achieve's application process is quick and easy, and the lender does not have a minimum credit score requirement. However, Achieve's interest rates and loan terms may be less favorable than other lenders, and the company has received mixed customer reviews. If you are considering a personal loan from Achieve, it is essential to carefully review the terms and conditions of the loan before accepting. You may also want to compare Achieve's loan offerings to other lenders to ensure you get the best deal. Additionally, consider improving your credit before applying for a loan if you have a low credit score. This can increase your chances of approval and result in a lower interest rate.